Program Description

We know the challenges of independent Teeth Whitening Operators, that is why our program covers a broad range of Professional and General Liability exposures including insuring your equipment at an affordable rate. Our insurance covers you wherever you go, whether you are performing your services at a mall Kiosk or in a Spa. We are dedicated to providing you with the highest level of customer service, fast turnaround on underwriting, and 24-hour claims response. Our goal is to protect you and your tools so you can focus on providing exceptional services to your clients.

Eligibility

To be eligible for this program you must be certified by the product distributor. Cosmetic teeth whitening must be allowed in your state by non-dental personal.

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Coverage Details

• General Liability
  (Written on an occurrence basis with limits up to $1 Million per occurence/$2 Million aggregate)

• Professional Liability
  (Written on an occurrence basis with limits up to $1 Million per occurrence/$1 Million aggregate)

• Abuse Coverage
  (Written on an occurrence basis with limits up to $300,000 Occurrence/$300,000 Aggregate)

• Optional Coverages
  (Coverage to protect your equipment from Damage from certain losses subject to certain policy exclusions - Inland Marine Rate is 2% of your Property Value. Minimum Premium $50. Deductible $250.)

Coverage for your Additional Insureds automatically included!