Program Description

We know the challenges of the independent Electrologist Professional, that is why our program covers a broad range of Professional and General Liability exposures including insuring your equipment at an affordable rate. Our insurance covers you wherever you go, whether you are renting a booth at various salons or spas or just working at one Medi-spa. We are dedicated to providing you with the highest level of customer service, fast turnaround on underwriting, and 24-hour claims response. Our goal is to protect you and your tools so you can focus on providing exceptional beauty services to your clients.

Eligibility

To be eligible for this program you must be a licensed/certified Electrologist who is authorized to perform in the jurisdiction of your services.

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Coverage Details

• General Liability
  (Written on an occurrence basis with limits up to $1 Million per occurrence/$2 Million aggregate)

• Professional Liability
  (Written on an occurrence basis with limits up to $1 Million per occurrence/$1 Million aggregate)

• Abuse Coverage
  (Written on an occurrence basis with limits up to $300,000 Occurrence/$300,000 Aggregate)

• Optional Coverages
  (Coverage to protect your equipment from Damage from certain losses subject to certain policy exclusions - Inland Marine Rate is 2% of your Property Value. Minimum Premium $50. Deductible $250.)

Coverage for your Additional Insureds automatically included!